Terms of use

Please read this document carefully. By accessing or using the Marketpal.ai website, software, tools, content, or related services, you acknowledge that you have read, understood, and agree to be bound by these terms.

Summary

Marketpal.ai provides software tools and published content that help users organise, monitor, and understand publicly available market information. Our Website and Services are intended to provide factual information, automated data analysis, source links, summaries, alerts, and general research context only.

Marketpal.ai is not an Australian Financial Services Licence holder, is not an authorised representative of an Australian Financial Services Licence holder, and does not provide financial product advice. Nothing on the Website or in the Services is intended to be, or should be understood as, a recommendation, opinion, instruction, invitation, or inducement to buy, sell, hold, subscribe for, dispose of, or otherwise deal in any financial product.

Marketpal.ai does not take into account your personal objectives, financial situation, needs, risk tolerance, tax position, investment horizon, or portfolio circumstances. You are solely responsible for your own research and decisions. Before making any investment, financial, legal, or taxation decision, you should consider obtaining advice from a qualified professional who can assess your personal circumstances.

Market data, company announcements, filings, summaries, AI-generated outputs, alerts, and other information may be incomplete, delayed, inaccurate, misunderstood by automated systems, or become outdated. We use reasonable efforts to provide useful information, but we do not guarantee that any information is accurate, complete, current, reliable, available, or suitable for your purposes. We may update, remove, or change information or features at any time without notice.

You use the Website and Services at your own risk. To the maximum extent permitted by law, Marketpal.ai excludes all representations, warranties, and liability arising from your use of, or reliance on, the Website, Services, content, data, or outputs. Marketpal.ai owns or licenses the intellectual property rights in the Website, Services, content, design, layout, appearance, graphics, software, and related materials. Reproduction or misuse is prohibited except where permitted by law. Please do not use robots, scrapers, or other automated means to access the Website or Services without our permission. We may suspend, restrict, or terminate access to the Website or Services at any time, with or without notice. We may change these terms at our discretion. Please also read our Privacy Policy.

Terms and Conditions of Use

Marketpal.ai Pty Ltd is referred to in this document as “Marketpal.ai”, “we”, “our”, and “us”. These references include our related bodies corporate where applicable. Marketpal.ai operates the Marketpal.ai website, including its sub-domains and sub-pages, and related software, tools, content, products, and services. In these terms, the person accessing or using the Website or Services is referred to as “you”.

These terms, together with our Privacy Policy, Data Disclaimers, and any additional notices, conditions, terms, or disclaimers displayed on the Website or in related material, govern your access to and use of the Website and Services. Unless otherwise indicated, all pricing is in US dollars (USD). You can contact us at info@marketpal.ai or through the contact form on our Website. To agree to these terms, you must click to accept where indicated or continue using the Website or Services after being given notice of these terms.

Description of Services

Marketpal.ai is a software platform, publisher, and producer of financial market information tools. The Services may help users monitor watchlists, announcements, filings, director or insider activity, fundamentals, price movements, market context, and other source-backed company information. Marketpal.ai is not a financial institution, financial adviser, broker, dealer, creditor, charity, merchant, securities exchange, or financial product issuer.

The Services are designed to help users find and review information more efficiently. The Services do not select financial products for you, do not assess whether a financial product is appropriate for you, and do not provide buy, sell, or hold recommendations.

No Financial Advice and Nature of Information

The Website, Services, tools, data, AI-generated outputs, alerts, and all content produced or published by Marketpal.ai Pty Ltd, including content made available on third-party platforms, are provided for factual information, automated data analysis, source-backed summaries, and general research context only.

Marketpal.ai is not authorised to provide financial product advice. Nothing on the Website or in the Services should be construed as financial product advice, personal advice, general advice, a recommendation, a rating, a ranking, a forecast, a signal, or an opinion about whether you should acquire, dispose of, hold, subscribe for, or otherwise deal in any financial product.

Information shown by Marketpal.ai may relate to companies, securities, exchange-traded funds, markets, sectors, commodities, currencies, indices, or other financial topics. However, that information is not tailored to you and is not intended to influence you to take, avoid, or delay any investment action. You must not treat any Marketpal.ai output as a substitute for your own research or for advice from a qualified professional.

If you make, or are considering making, any investment, financial, legal, taxation, or related decision, you should obtain independent advice from an appropriately qualified professional who can consider your personal objectives, financial situation, needs, and circumstances.

Investment Risk

Investing and trading involve risk. Financial products may fall in value, may be illiquid, may experience volatility, and may result in the loss of some or all of the amount invested. Past performance is not a reliable indicator of future performance. Any historical return, price movement, valuation metric, market statistic, or company information shown on Marketpal.ai is provided for information and research context only.

AI, Data, and Source Limitations

Marketpal.ai may use automated systems, machine learning, and artificial intelligence to collect, summarise, classify, or explain information. AI-generated outputs can be wrong, incomplete, delayed, biased, or misleading. They may omit important information, misunderstand source material, or present information in a way that does not reflect the full context.

You should always check the original source materials before relying on any summary, alert, explanation, or other output. Marketpal.ai does not guarantee that sources are accurate, complete, current, or suitable for your purposes, and Marketpal.ai does not guarantee that all relevant sources have been captured or reviewed.

Your Responsibilities

You are responsible for how you use the Website and Services. You must not use the Website or Services for unlawful purposes, to mislead others, to provide financial product advice without appropriate authorisation, to promote market manipulation, or to publish content that falsely suggests Marketpal.ai has recommended or endorsed any investment action.

You must not scrape, copy, reverse engineer, interfere with, or overload the Website or Services, except to the extent permitted by law or expressly authorised by us in writing.

Intellectual Property

Unless otherwise stated, we own or license all intellectual property rights in the Website, Services, software, content, design, layout, appearance, graphics, logos, and related materials. You may access and use the Website and Services for your own personal or internal research purposes, subject to these terms. You must not reproduce, distribute, modify, sell, or commercially exploit our content or Services without our written permission, except where permitted by law.

Third-Party Information and Links

The Website and Services may refer to, summarise, link to, or display information from third-party sources. Third-party information belongs to its respective owners and may be subject to separate terms. Marketpal.ai does not control, endorse, or guarantee third-party information, websites, products, or services.

Changes, Suspension, and Termination

We may change, suspend, restrict, or discontinue any part of the Website or Services at any time. We may suspend or terminate your access if we believe you have breached these terms, created risk for Marketpal.ai or other users, or used the Website or Services in a way that is unlawful, harmful, or inconsistent with the intended purpose of the Services.

Limitation of Liability

To the maximum extent permitted by law, Marketpal.ai and its officers, employees, contractors, partners, affiliates, and related bodies corporate are not liable for any loss, damage, claim, cost, or expense arising from or connected with your access to, use of, inability to use, or reliance on the Website, Services, content, data, sources, alerts, or outputs. Nothing in these terms excludes any rights or guarantees that cannot be excluded under applicable law.

Contact

If you have questions about these terms, please contact us at info@marketpal.ai or through the contact form on our Website.